Africa SME Champion forum : Il existe un réel problème de réactivité avec les banques

Mardi 11 Novembre 2014

Les PME ont des difficultés liées aux financements. Nous attendons donc de ce forum des recommandations fortes pour une amélioration de l’environnement de manière globale au niveau du pays et de l’environnement par rapport aux banques pour qu’il ait moins de contrainte pour la mise ne place des financements pour les PME a souligné Mame Ousmane Kane directeur administratif et financier de Gaindé 2000.


Africa SME Champion forum : Il existe un réel problème de réactivité avec les banques
‘’Les pme ont le savoir-faire,   possèdent le produit et savent faire leur travail mais elles manquent de ressources’’, a-t-il dit lors de l’ouverture de la première édition d’"Africa SME Champions Forum", un forum dédié aux petites et moyennes africaines (PME) ayant pour thème "Le financement des PME africaines, les futurs champions de la croissance africaine".
M .Kane  explique que, ‘’Les PME ont un grand problème au niveau des financements à long terme, nous devons être accompagné car nous n’avons pas suffisamment de capital et ceci est le rôle des banques et le rôle de l‘ensemble des autres instituts qui pourront venir en appoint aux PME non seulement pour stabiliser leurs activités pour les permettre d’être dans les  zones  de croissance ‘’.
‘’Les difficultés sont aussi liées à la mise en place de l’accompagnement bancaire et nous n’avons pas la capacité d’obtenir des financements à long terme ‘’ a-t-il ajouté
Selon lui, ‘’Les banques ne sont pas regardant par rapport à notre travail, ni à notre niveau d’activité. Elles demandent tout le temps des garanties alors qu’une pme qui vient de démarrer aura des difficultés pour mobiliser l’ensemble des garanties qui sont demandé par  la banque ‘’.
‘’Il y’a un problème de réactivité avec les banque avec des procédures de financement longues, en plus  elles misent plus sur les garanties que sur l’activité de l’entreprise ‘’ a déploré  le directeur administratif et financier de Gaindé 2000.
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